About HōMI
We're building the first AI friend who tells you the truth about life's biggest decisions.
Our Mission
Life's biggest decisions deserve more than a coin flip. But everyone you ask has an agenda: lenders want you to borrow, agents want you to close, friends want to be supportive.
HōMI is different. We're the friend with zero financial incentive to push you in any direction. We combine AI intelligence with genuine care to answer the question no one else asks: "Is this YOUR moment?"
What We Do
Decision Readiness Intelligence™
We measure what matters using Decision Readiness Intelligence™: your financial reality (50%), emotional preparedness (30%), and timing truth (20%). Not just "can you afford it" but "is this your moment?"
Honest Guidance
We'll tell 70% of users to wait. Because honesty beats validation. If you're not ready, we'll tell you, and help you get there.
Personal Coaching
Choose your HōMI's personality: Analyst, Optimist, or Navigator. Get a coach who understands YOU and adapts to how you need to hear the truth.
Zero Conflicts
No commissions. No referral fees. No affiliate links. Your decision doesn't change what we earn. We succeed when YOU make the right choice for YOU.
Our Values
Honesty Over Validation
We'd rather tell you "wait" and be right than tell you "yes" and watch you struggle.
Data + Empathy
Numbers matter, but so do feelings. We measure both because real readiness requires both.
Long-Term Thinking
We optimize for your life in 5 years, not our revenue next quarter.
Ready to Find Your HōMI?
Join the pioneers of Decision Readiness Intelligence. Starting with home buying, expanding to every decision that matters.
Join the Waitlist →