HōMI Privacy Policy
Effective November 22, 2025
We hate creepy data practices. Here's exactly what we do — and don't do — with your information.
What We Collect
Only what you enter to get your readiness score:
- Income, debt, savings, credit range, job stability
- Emotional & timing answers (stress level, life stability, etc.)
That's it. No name, no email, no tracking cookies unless you choose to save your score.
What We Do With It
- Calculate your HōMI Score and show you the Compass
- If you're 80+ and click "Connect", we pass your answers (anonymized first) to vetted partners
- Improve the algorithm (aggregated, never individual)
What We NEVER Do
- Sell your data
- Share it without your explicit click
- Track you across the internet
- Store anything longer than you want
Your Controls
- Delete your session anytime (button in app)
- Export your data (coming soon)
- Opt out of everything
Security
Industry-standard encryption. Supabase backend. Regular audits.
Changes
We'll email you if anything big changes.
Contact
We built HōMI because most financial tools feel manipulative.
We're not going to become one of them.
You deserve clarity — and privacy.
— The HōMI Team
By using HōMI, you acknowledge that you have read and understood this Privacy Policy.